Life insurance: This coverage pays out a cash amount to beneficiaries in the event of the death of an employee or one of their dependents, such as their spouse or child.

Disability insurance: This type of coverage provides wage loss replacement to employees in the event of a disability.

Health insurance: Group insurance provides supplemental coverage to government healthcare plans, reimbursing employees for many healthcare expenses such as prescription drugs, hospitalization, vision care/glasses, paramedical, ambulance services, and certain dental care costs.

Accidental death and dismemberment: This coverage provides an additional payment in the event of a serious accident resulting in death or dismemberment.

Employee assistance program: This is an additional service offered to employees and their families that provides assistance with a range of problems such as marital and family issues, depression, anxiety, substance abuse, eating disorders, financial and legal concerns, and more.

It’s important to note that employers may offer different levels of coverage depending on their particular group insurance plan. To learn more about group insurance, please don’t hesitate to contact us.